Learn About How Dental Insurance Works


At Dentistry For You we want you take have amazing oral health and a great smile.  We take all dental insurances.  Call Our office today to schedule an appointment to take advantage of your dental benefits today.

Insurance Year:  Most insurances benefit year are based upon a normal calendar year January 1-December 31.  There are some plans that are non-calendar years.  You should find out as this may mess up your annual benefit maximum.

Annual benefit maximum:  The amount that dental insurances will cover per benefit year.  Most plans are $1500, so you get $1500 per benefit year.  The normal plans range from $1,000-$2,500.

Annual deductible:  The amount that you pay on treatment before insurance starts paying.  Most deductibles are $25-$50, so you pay the first $25.

Preventative & Diagnostic:  Usually covered at 100%.  This typically relates to cleanings, exams, and x-rays.

Basic:  Fillings, root canals, extractions, and deep cleanings.  Usually covered at 80%.

Major:  Crowns, dentures, bridges, implants, and partials. Usually covered at 50%.

Wait Periods:  You have to wait a certain period before insurance will cover certain treatment.

Missing Tooth Clauses:  Insurance will not cover replacing a tooth that was missing before your coverage started.  This usually applies to bridges and implants.

Downgrades:  When insurance companies cover less for procedures by paying for lower paying procedures.  The patient ends up owing more.

Know your insurance. Use your insurance.  Call our office to schedule an appointment today.  We want to help maximize your dental benefits at Dentistry For You


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