At Dentistry For You we want you take have amazing oral health and a great smile. We take all dental insurances. Call Our office today to schedule an appointment to take advantage of your dental benefits today.
Insurance Year: Most insurances benefit year are based upon a normal calendar year January 1-December 31. There are some plans that are non-calendar years. You should find out as this may mess up your annual benefit maximum.
Annual benefit maximum: The amount that dental insurances will cover per benefit year. Most plans are $1500, so you get $1500 per benefit year. The normal plans range from $1,000-$2,500.
Annual deductible: The amount that you pay on treatment before insurance starts paying. Most deductibles are $25-$50, so you pay the first $25.
Wait Periods: You have to wait a certain period before insurance will cover certain treatment.
Missing Tooth Clauses: Insurance will not cover replacing a tooth that was missing before your coverage started. This usually applies to bridges and implants.
Downgrades: When insurance companies cover less for procedures by paying for lower paying procedures. The patient ends up owing more.
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